How it works
- 01Your data (your IIN, documents) ends up with fraudsters.
- 02They take out an online loan in your name.
- 03They withdraw the money for themselves.
- 04The obligation to repay remains with you.
Fraud schemes
Loan fraud
Taking out a loan or credit in your name using stolen data.
How to protect yourself
Decisions made alone and emotionally are the scammer’s main target. It’s always worth talking it through.
Do not send your documents or IIN to anyone.
Check your credit history regularly.
Register a voluntary refusal of loans via eGov.kz.
Never share copies of ID, IIN or selfies with strangers — regularly check your credit history at GCB/FCB.